Three-Month Baby Expense Update

by Mercedes on March 4, 2008

It’s been three months since I started tracking expenses for my youngest son. Here is an update on the different categories:

  1. Clothing: I have only spend $15 on an outfit I bought him and he quickly outgrew without ever wearing it (yeah, very unfrugal). He has been able to do with wearing hand me downs from his oldest brother. However I do see a kink in this plan. Youngest son was born in December and oldest was born in March. I think the problem will come when summer rolls around because son #2 will be bigger then than the summer clothes we have from son #1. So, I expect this category to grow a little.
  2. Feeding: Except from some bottles I bought before baby was born I haven’t spent any money on this. Breastfeeding has saved us a ton of money.
  3. Medical Expenses: This is where most of our expenses have occurred.
  • Let’s start with the birth, we were charged $2170 by the hospital for his stay and care there. Plus an additional $273 for visit from the Ped while he was there.
  • He had a five day check up and that only cost us $55.
  • Then he had a visit to a pediatric urologist when he was 10 days old for $285 in charges.
  • When he was 3 weeks old he came down with a urinary tract infection. ER care totaled $765, plus two nights hospital stay $3883 and charges for visits form his Ped while he was there of $267. Then he had ultrasound and X-rays done to check his kidneys = $257. 10 days later he had a follow up visit with his Pediatrician $85.
  • Total medical billing so far = $8040. This is the total our insurance has been charged. Since we have had problems with some of those bill submissions our total copay is still not clear so I need to get that straightened out.
  • We still haven’t gotten billed for his 2 month baby check up where he got shots. He is also going for one follow up ultrasound in 3 weeks. However, in general he has been an very healthy baby since the unfortunate UTI.

You can check out the link on the right bar side for the updated expense file. But don’t you think this is worth it?

Born 6lbs 13 oz, he’s now 14 lbs @ 3 months old!
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{ 6 comments… read them below or add one }

1 Kacie March 4, 2008 at 4:07 PM

What a CUTIE PIE!!

I hope your insurance will cover those medical expenses…yikes!

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2 polly_dactyl March 4, 2008 at 4:47 PM

He is absolutely adorable! Is he 3 months old now?

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3 Jennifer March 4, 2008 at 6:23 PM

What a cutie! He doesn’t carry his weight in his face though, he does not look 14 pounds. I hope your insurance covers most of those bills, what a pain.
I am hoping to find time today to figure out the stumble it thing, thanks for sending me the info.

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4 MoneyCommonSense March 4, 2008 at 9:28 PM

Jennifer you should see the rolls in his legs.

Laura, he turned 3 months yesterday.

Thank you Kacie, I also think he is a cutie but I am the most subjective of them all ;-)

As far as the insurance, we have to pay our coinsurance (10%) on most of the expenses so far because most have been before 12/31/07. However, because we are in a high deductible plan we are having to pay 100% for any medical charges (up to 2500) from our pocket and then the insurance starts paying a portion of the charges. But we are contributing more than the $2500 to an HSA account.

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5 All in a Day March 5, 2008 at 12:43 AM

The time goes by so quickly; I can’t believe he’s three months old already. I was still thinking of him as the tiny infant picture you had posted after he was born!

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6 Lydee March 5, 2008 at 3:10 AM

He is so sweet! What a cute, cute, cute, little baby boy.

Love the expense tally. Babies are expensive, but less so once they’re out of diapers, at least in our case :-)

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