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	<title>Comments on: Murphy Pays a Visit</title>
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	<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/</link>
	<description>Live Well for Less</description>
	<lastBuildDate>Thu, 09 Feb 2012 15:58:09 +0000</lastBuildDate>
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		<title>By: dog houses</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-38171</link>
		<dc:creator>dog houses</dc:creator>
		<pubDate>Fri, 11 Dec 2009 22:19:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-38171</guid>
		<description>Easily, this article is really the best on this valuable topic. I agree with your conclusions and will eagerly look forward to your next updates. Just saying thanks will not be enough, for the phenomenal clarity in your writing. I will immediately grab your rss feed to stay abreast of any updates. Delightful work and much success in your business endeavors!</description>
		<content:encoded><![CDATA[<p>Easily, this article is really the best on this valuable topic. I agree with your conclusions and will eagerly look forward to your next updates. Just saying thanks will not be enough, for the phenomenal clarity in your writing. I will immediately grab your rss feed to stay abreast of any updates. Delightful work and much success in your business endeavors!</p>
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	<item>
		<title>By: Debt Snowball Update! &#124; Common Sense With Money</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-17411</link>
		<dc:creator>Debt Snowball Update! &#124; Common Sense With Money</dc:creator>
		<pubDate>Wed, 24 Jun 2009 15:45:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-17411</guid>
		<description>[...] section of our siding was blown off: Final Cost [...]</description>
		<content:encoded><![CDATA[<p>[...] section of our siding was blown off: Final Cost [...]</p>
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		<title>By: Mercedes</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10573</link>
		<dc:creator>Mercedes</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:43:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10573</guid>
		<description>Thank you so much guys for all of the ideas.  My neighbor who is a contractor and does specifically this type of work, came to look it over and he thinks it was nailed but not very well.  The people who built this house def. cut some corners and we have already had to improve a few things.  This is proof of the big difference between being frugal and cheap.  if they had been frugal they would have gone with value over price.

Mercedes</description>
		<content:encoded><![CDATA[<p>Thank you so much guys for all of the ideas.  My neighbor who is a contractor and does specifically this type of work, came to look it over and he thinks it was nailed but not very well.  The people who built this house def. cut some corners and we have already had to improve a few things.  This is proof of the big difference between being frugal and cheap.  if they had been frugal they would have gone with value over price.</p>
<p>Mercedes</p>
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		<title>By: Jennifer</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10571</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:08:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10571</guid>
		<description>Wow, I have never seen that happen before.  I bet it was loud.  Glad you were prepared, it does take a lot of stress out of emergencies.</description>
		<content:encoded><![CDATA[<p>Wow, I have never seen that happen before.  I bet it was loud.  Glad you were prepared, it does take a lot of stress out of emergencies.</p>
]]></content:encoded>
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	<item>
		<title>By: Mary</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10570</link>
		<dc:creator>Mary</dc:creator>
		<pubDate>Thu, 12 Mar 2009 01:01:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10570</guid>
		<description>Unless your original contractor can show you the nails that pulled out, which I really doubt happened in just 50 mph winds, then he didn&#039;t nail each row of siding to the house.  That is such poor construction practice that I can&#039;t even begin to believe this guy actually is able to sell what he builds!

I&#039;d definitely report him to your state licensing board.

And, it should REALLY make you wonder what other shortcuts he took.  Are your trusses nailed or strapped down to your top chord?  If not, your entire roof could come off if you ever have 75-80 mph winds. You may seriously want to consider a whole-house inspection to see if other areas are up to code.

You may want to check with the building inspector in your town/county to see if they&#039;d send someone out - they, too, might not want this guy building in their jurisdiction any longer!</description>
		<content:encoded><![CDATA[<p>Unless your original contractor can show you the nails that pulled out, which I really doubt happened in just 50 mph winds, then he didn&#8217;t nail each row of siding to the house.  That is such poor construction practice that I can&#8217;t even begin to believe this guy actually is able to sell what he builds!</p>
<p>I&#8217;d definitely report him to your state licensing board.</p>
<p>And, it should REALLY make you wonder what other shortcuts he took.  Are your trusses nailed or strapped down to your top chord?  If not, your entire roof could come off if you ever have 75-80 mph winds. You may seriously want to consider a whole-house inspection to see if other areas are up to code.</p>
<p>You may want to check with the building inspector in your town/county to see if they&#8217;d send someone out &#8211; they, too, might not want this guy building in their jurisdiction any longer!</p>
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		<title>By: Emily</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10560</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Wed, 11 Mar 2009 20:33:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10560</guid>
		<description>Usually certain things are covered under a 10 year warranty from the builder.  Definitely something to check into before you pay for it out of pocket.</description>
		<content:encoded><![CDATA[<p>Usually certain things are covered under a 10 year warranty from the builder.  Definitely something to check into before you pay for it out of pocket.</p>
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		<title>By: Tatiana</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10559</link>
		<dc:creator>Tatiana</dc:creator>
		<pubDate>Wed, 11 Mar 2009 20:32:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10559</guid>
		<description>Do you know if your house is still under warranty? Depending on your builder it could be covered up to 10 years.</description>
		<content:encoded><![CDATA[<p>Do you know if your house is still under warranty? Depending on your builder it could be covered up to 10 years.</p>
]]></content:encoded>
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		<title>By: Megan</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10558</link>
		<dc:creator>Megan</dc:creator>
		<pubDate>Wed, 11 Mar 2009 20:13:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10558</guid>
		<description>We have had terrible winds the past couple of days too.  I am just waiting for the siding to blow off.  Last year,our neighbors blew off and hit our house putting a couple of holes in our siding that we have yet to fix.  Luckily we have a box of extra siding in our garage from when our house was built.  My hubby was out in the back yard this morning picking up some down spouts and garbage cans, nothing major.</description>
		<content:encoded><![CDATA[<p>We have had terrible winds the past couple of days too.  I am just waiting for the siding to blow off.  Last year,our neighbors blew off and hit our house putting a couple of holes in our siding that we have yet to fix.  Luckily we have a box of extra siding in our garage from when our house was built.  My hubby was out in the back yard this morning picking up some down spouts and garbage cans, nothing major.</p>
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		<title>By: Lea Ann</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10557</link>
		<dc:creator>Lea Ann</dc:creator>
		<pubDate>Wed, 11 Mar 2009 20:01:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10557</guid>
		<description>Man, that stinks! Hold on to your little dog, Dorothy, high wind and tornado season aren&#039;t over yet! Thank goodness you can use all that money you are NOT spending on groceries to fix your house. Who&#039;s the smart mama? Mercedes.</description>
		<content:encoded><![CDATA[<p>Man, that stinks! Hold on to your little dog, Dorothy, high wind and tornado season aren&#8217;t over yet! Thank goodness you can use all that money you are NOT spending on groceries to fix your house. Who&#8217;s the smart mama? Mercedes.</p>
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		<title>By: Kacie</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10555</link>
		<dc:creator>Kacie</dc:creator>
		<pubDate>Wed, 11 Mar 2009 19:35:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10555</guid>
		<description>Yuck! I&#039;m glad you can pay for it, at least. And I&#039;m sure whoever you hire will be grateful for the work!</description>
		<content:encoded><![CDATA[<p>Yuck! I&#8217;m glad you can pay for it, at least. And I&#8217;m sure whoever you hire will be grateful for the work!</p>
]]></content:encoded>
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		<title>By: Elizabeth Rehn</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10553</link>
		<dc:creator>Elizabeth Rehn</dc:creator>
		<pubDate>Wed, 11 Mar 2009 19:00:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10553</guid>
		<description>Sorry to hear about your house.  As a wife to a contractor I can tell you that most people have a statement in the contract that states so many years warranty but does not include high winds and other things like that.  FYI you can cross that out of the contract and initial it both and that can save you  some money in the long run.</description>
		<content:encoded><![CDATA[<p>Sorry to hear about your house.  As a wife to a contractor I can tell you that most people have a statement in the contract that states so many years warranty but does not include high winds and other things like that.  FYI you can cross that out of the contract and initial it both and that can save you  some money in the long run.</p>
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		<title>By: Mercedes</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10551</link>
		<dc:creator>Mercedes</dc:creator>
		<pubDate>Wed, 11 Mar 2009 18:41:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10551</guid>
		<description>The house is 7 or 8 years old.  SO this shouldn&#039;t be happening?  We will look into every possibility to cover this expense but I am not holding my breath.  
Mercedes</description>
		<content:encoded><![CDATA[<p>The house is 7 or 8 years old.  SO this shouldn&#8217;t be happening?  We will look into every possibility to cover this expense but I am not holding my breath.<br />
Mercedes</p>
]]></content:encoded>
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		<title>By: Briana</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10550</link>
		<dc:creator>Briana</dc:creator>
		<pubDate>Wed, 11 Mar 2009 18:18:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10550</guid>
		<description>WOW! We had a little siding come off our only 5 year old house a few weeks back with the big winds we received in Indiana.</description>
		<content:encoded><![CDATA[<p>WOW! We had a little siding come off our only 5 year old house a few weeks back with the big winds we received in Indiana.</p>
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		<title>By: Beeb Ashcroft</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10549</link>
		<dc:creator>Beeb Ashcroft</dc:creator>
		<pubDate>Wed, 11 Mar 2009 18:09:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10549</guid>
		<description>Oh no, that&#039;s terrible! The joys of being a homeowner, eh?
I don&#039;t know the situation, but I would seriously consider filing a complaint with your local contractor&#039;s state license board. If this is a recent job and the contractor refuses to fix it, the board has the power to order them to rectify it. Again, I don&#039;t know the circumstances, but this is something to bear in mind.</description>
		<content:encoded><![CDATA[<p>Oh no, that&#8217;s terrible! The joys of being a homeowner, eh?<br />
I don&#8217;t know the situation, but I would seriously consider filing a complaint with your local contractor&#8217;s state license board. If this is a recent job and the contractor refuses to fix it, the board has the power to order them to rectify it. Again, I don&#8217;t know the circumstances, but this is something to bear in mind.</p>
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		<title>By: Julie</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10548</link>
		<dc:creator>Julie</dc:creator>
		<pubDate>Wed, 11 Mar 2009 17:55:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10548</guid>
		<description>Sorry to hear about your house?  How old is it?  Can the builder still be responsible?  I mean, they&#039;re supposed to nail siding to walls, aren&#039;t they?</description>
		<content:encoded><![CDATA[<p>Sorry to hear about your house?  How old is it?  Can the builder still be responsible?  I mean, they&#8217;re supposed to nail siding to walls, aren&#8217;t they?</p>
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		<title>By: rachel</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10546</link>
		<dc:creator>rachel</dc:creator>
		<pubDate>Wed, 11 Mar 2009 17:39:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10546</guid>
		<description>how long ago was your house built??  can you go back to them and say HEY, fix what you didnt do right in the first place???  

i would try something like that first.</description>
		<content:encoded><![CDATA[<p>how long ago was your house built??  can you go back to them and say HEY, fix what you didnt do right in the first place???  </p>
<p>i would try something like that first.</p>
]]></content:encoded>
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		<title>By: Mercedes</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10544</link>
		<dc:creator>Mercedes</dc:creator>
		<pubDate>Wed, 11 Mar 2009 17:29:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10544</guid>
		<description>Thanks Marcia,

We already called the person you know ;-)

Mercedes</description>
		<content:encoded><![CDATA[<p>Thanks Marcia,</p>
<p>We already called the person you know <img src='http://www.commonsensewithmoney.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>Mercedes</p>
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		<title>By: Marcia</title>
		<link>http://www.commonsensewithmoney.com/2009/03/murphy-pays-a-visit/#comment-10542</link>
		<dc:creator>Marcia</dc:creator>
		<pubDate>Wed, 11 Mar 2009 17:26:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.commonsensewithmoney.com/?p=2692#comment-10542</guid>
		<description>I&#039;m so sorry about your house, but I do know someone who could take care of that for you!:) The winds got up to 50+mph last night!</description>
		<content:encoded><![CDATA[<p>I&#8217;m so sorry about your house, but I do know someone who could take care of that for you!:) The winds got up to 50+mph last night!</p>
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