Hello and welcome to Common Sense with Money. I am a Certified Public Accountant and MBA who left the workforce to become a stay-at-home mom to two sons ages  5 and 2 1/2 years old and a little 9 month old princess. I was born and raised in the country of Honduras where I grew up learning how to be resourceful with the limited income that we had.

I started my blog in October of 2007 because I wanted to share my money saving efforts with other people. We are a family that lives a frugal lifestyle while still being able to achieve the goals we have set out for our future. I wanted people to see that you can not only “make it on one income” but you can thrive on one! In the last two years we have spent less and received more. This has allowed us to increase the amount we save towards retirement and the college education of our children.

Helping other people live better, spend less, and save more is something I am very passionate about. I combine simple frugal living tips and smart shopping techniques to help moms across the U.S. become better home economists. Thank you for visiting my blog.


  1. [...] morning to find out the best deals at Walgreens for the upcoming week.  I don’t know how Mercedes finds the time to do it all, but I am thankful she [...]

  2. [...] since I had to go get my favorite hair products for free: the Herbal Essence Totally Twisted for my curly hair. Unfortunately the $2/1 printable Theraflu is no longer available. BUT if you have the coupon from [...]

  3. […] Mercedes is a certified public accountant, so you know she is good with money. Her blog http://www.commonsensewithmoney.com/ is filled with advice on how to live well within your means. The blog aims to help others live better lives by spending less and saving more. She reinforces frugal living tips with shrewd shopping techniques to help everyone become better spenders and savers. […]