This is a topic that I’ve been thinking about covering on the site a lot, because my husband and I had some rough patches when we were a young couple. We were in debt and were barely able to keep our heads above water. It was hard times and it was putting some serious strain on our relationship. As a matter of fact, did you know that as much as 30% of couples say that most of the stress in their relationships actually stems from financial issues? Now, that’s some pretty crazy numbers.
So, how can you go about avoiding this unwanted and unneeded stress, so you can live a happy life with your partner? Scroll down and I’m going to give you some tips that should certainly help you out.
#1. Pay Attention to Their Spending Habits
It’s important that you sit back and keep a close eye on your partner and their spending habits, because they may have some habits that don’t flow well with your own. For instance; does your partner go out and blow some of their money on payday, rather than putting some in a savings account? Does your partner pay the bills on time or are they a little bit late? Everyone makes bad financial decisions from time to time, but you have to analyze the situation and talk with your partner about it. If not, you’ll live with these bad habits forever.
#2. Talk With Them
It’s important that you both sit down and have a discussion about finances. A lot of people fail to do this and it ends up causing a ton of strain on their relationship. It’s important that you remember that communication is the key to success in any relationship. You both have to sit down, have a discussion and work towards the same goals. It’s very important that you’re both on the same page and want the same things out of life, which is what brings me to my next point.
#3. Set Some Goals
As I said above; it’s important that you both work towards the same goals. When you sit down with your spouse to talk with them, you should set up some financial goals that you can both work towards. It’s important that you list out the goals you’d like to reach, set a time frame for those goals and then figure out what both of you can do to make these goals come to fruition.
#4. Create a Game Plan
It’s important that you work together with your partner to create a game plan, so there are no unnecessary arguments in the future. Sit down with your partner and talk about how each of you is going to pay the bills. For instance, are you going to split the bills right down the middle with each other or is the partner that has the higher paying job going to take on more of the bill-paying responsibilities? It’s extremely important that you have this mapped out and you both agree that your plan is 100% fair for the both of you.