The Kmart layaway plan saves my butt every single year when it comes to buying the kids new school clothes! Every summer we start a new layaway for school clothes, pay on it for a few weeks and pick it up in time for the first day of school. The low payments make it so much easier to get new school clothes, since we don’t have to drop a few hundred dollars all at once.
Right now, Shop Your Way Rewards members can get a free layaway (the $5 service fee is waived) as well as 10% off new layaway orders! You can shop online and in stores, and just make payments every two weeks. You can even have more than one Kmart layaway going at any given time. Just make sure that your current layaway is not delinquent to start another layaway.