Piggy banks have always amused us. We used to store our loose change in them and we also advised our kids to do the same. It may seem small, but that loose change isn’t without value. In time, the money that you save (from coins to dollar bills) can really add up! As adults, saving money now is even more important. The money that you put aside or save on expenses today will later become your emergency fund or retirement down the road.
Saving money isn’t always easy, though, especially with such an emphasis on consumerism and “stuff” in today’s modern age. Here are a few tips to get you headed in the right direction for saving money…
Take Your Personality into Account
For some people, saving money in a unique, different way is just easier. They may hide the money between the pages of a book, place it in a tin can, or save only bills with specific serial numbers instead of just putting a certain amount aside in a savings account. What kind of idea appeals to you and your lifestyle for saving money? Ask yourself that question and the solution will come to you in no time.It’s the little things that matter; some funny ideas can also be inspiring and creative. You just have to find that solution or idea that helps you save some money. And from that moment on, you’ll stick to a plan that will help you save a decent amount of money that will help you buy something that you want or need in the future.
Time is money for many of us. If you want to save some gas and time, order something online instead of heading to the store. The product will be delivered at your door, and you won’t have to go from shop to shop till you find something that appeals to you. These days, you can buy pretty much anything online, from shampoos to groceries to electronics. You just have to type in what you want and choose from the online results. Online shopping can save you gas money and impulse buys! Most of the time you can get some sweet online deals too!
The Internet has also made ordering and getting products on a set schedule so much easier! If you set up regular shipments for essential, everyday items you can benefit from free shipping and amazing discounts. Check out Amazon subscriptions, for instance, or even Target’s subscription service.
Wait Before Buying
Let’s say you really need a new pair of shoes because the old one looks a bit worn out. That really calls for shopping for new shoes. But if you spotted a cool dress that’s on sale, wait for a couple of days and weeks. If you forgot about that dress in the meantime it means you didn’t really need it and this is one cool way of saving money!
Ask for a Raise
Sometimes it’s hard to do, but asking for a raise can be a great way of not just saving money, but making it! If you have done many fine things for your company, it’s time to reap the rewards of your hard work. Try not to sound too arrogant or cocky, but be self-confident and make a summary of all the achievements you’ve added to your resume so far. It’s your right to do so. More money means more chances to save hundreds or thousands of dollars.
Take a Side Gig
The Internet is also a plethora of income opportunities! If you know you’re good at something or you excel in a certain field, go for a second job, preferably a freelance job that has flexible hours. You can organize your work quite easily and deal with deadlines. It will be worth it. There are plenty of secure websites that are dedicated to freelance jobs that guarantee you get your money at the end of the project based job. Or, you can start your own website and make money from sales commissions and advertising.