5 Surprisingly Simple Ways You Can Save Money

savePart of living the frugal live is figuring out some ways you can save money. There are tons of corners to cut, you just have to know which corners you can cut. I’ve learned a ton of things during my years of frugality and I love sharing them with all of you. If I had someone to share these tips with me when I was younger it would have made my life a whole lot easier for me. It can be tough to save some extra money for a rainy day, but there are some surprisingly easy ways you can start saving more money. No, I’m not talking about becoming an extreme couponer like you see on TLC. Scroll down to check out my tips and leave some of your own in the comments section if you have any.

#1. Live a Healthy Life

I know that you’re probably thinking that it’s more expensive to eat healthy foods, but it’s really not. I’m not only talking about your diet, either. Combine a healthy diet with regular exercise to get in good shape. First of all, you’ll live a healthy and long life by doing this. Second of all, you’ll be able to save money on both life insurance and health insurance. Basically, being healthy is not only good for you, but it’s good for your budget, as well.

#2. Stop the Unconscious Spending

We’ve all been to the store and just started throwing stuff in our cart and then we wonder how in the world our bill came to be that much. Well, this is probably because you do a lot of unconscious spending. It’s tempting to go to Target and look at the clothes and stuff first, because the groceries are all the way on the other side of the store. Instead of buying that ultra-cute top you’re looking at, you should think about the other cute tops you have hanging in your closet right now. I suggest taking a few minutes before you finally make it to the checkout line and look over everything in your cart and think about what you really need and what you really don’t need.

#3. Start Shopping Online

I do a ton of my shopping online, because you’ll usually find better deals and it’s way easier to do comparison shopping. Also, you save gas money, time, wear and tear on your vehicle, etc… Also, keep in mind that there are discount services out there like Ebates that you can take advantage of, as well.

#4. Always Pay Your Bill on Time

It’s extremely important that you keep track of all of your bills and make sure they’re paid on time. Late payments can have a major negative impact on your credit score and you credit score has a major impact on your interest rates for car loans, credit cards, mortgages, etc…

#5.  Open a Savings Account

Look over your finances. Figure out how much money is coming in and where that money is being spent. Now, look at the money you have left over that is extra. Set a pre-determined amount of money that you can take out of every single paycheck and put that money into a savings account without even thinking about it. Think of it as just another bill you’re paying. Even if you can only save $5 per paycheck, every penny counts.