How to save your first $1000!

Are you a follower of Dave Ramsey? Don you want to be? Most people that are familiar with him know that he preaches the Baby Steps and baby step 1 (or BS1) is to have an emergency fund of $1000 to cover any unnecessary expenses. This is a starting point to not putting anymore expenses on credit.

If saving $1000 seems undoable to you, I promise you, it is not. All you need to do it have willpower and a lot of drive. It’s not as hard as it seems. As a matter of fact, I have put together this list of 5 steps to saving your first $1000 to get you started:

• STOP EATING OUT. Seriously. Just stop already. Did you know that the average family spends nearly $4000 per year eating out. That’s over $300 per month!
• Go through your closets. I bet you have some old stuff that you can sell just hiding in the back of the closet somewhere. Don’t stress it, just sell it
• Skip the new clothes. How much money do you spend on clothes each month. You may be surprised by the number. Wait a couple of months before you go clothes shopping again and I bet you will be able to add a high chunk to savings.
• Return that stuff you won’t use. Do you have brand new items that you never got around to using? Take then back!! I looked around the other day and discovered $80 worth of items that we have never (and will never) use.
• Work more. Do you have the option to work some overtime? Do it! No overtime? How about you pick up a side hustle. Even babysitting for friends and family can add up quickly.

Have you already completed BS1. How did you do it?  Please share all of your tips!  We can all use any advice we can get. 🙂