Save even more on your everyday and holiday purchases with a Target REDcard!
Here are some of the perks that REDcard members can take advantage of:
- 5% off every day
- Free shipping when you shop at Target.com
- 30 extra days for returns
- Up to 1% of purchases go to school you designate
You can either get a Target credit card or a Target debit card. The online application process for debit and credit has immediate approval except for some debit applications, which may require a few days to confirm your bank account. Neither card has an annual fee, but the credit card does have an APR based on the Prime rate.
A Target debit card works just like any other debit card and withdraws funds from your designated checking account when you make purchases online or in the store. You can even get up to $40 cash withdrawal at the register!
On the other hand, you can use a Target credit card just like any other credit card. Simply charge your purchases at your local Target store or online, and pay off your balance by making low monthly payments.