It doesn’t matter how much money we have or make, because it always seems like you could use more of it. Unfortunately, a lot of us out there are in a constant struggle to make ends meet from month to month. As a stay at home mother, I’m completely aware of this struggle. I’ve been there, done that and still find myself struggling from time to time. If you have this problem I’m going to outline some tips that should help you save money for yourself and your family.
#1. Replace Shaving Cream With Conditioner
Did you know that you don’t have to buy shaving cream? Instead, you can use your conditioner for shaving cream.
#2. Buy Things in Bulk
You can usually save money whenever you purchase items in bulk. However, this isn’t always a safe bet, so make sure you do the math to make sure you’re getting the best deal possible.
#3. Don’t Buy Something Just Because You Have a Coupon
I know a lot of people that act like they have to use every single coupon they have before it expires. In all reality, this is costing them more money, because they’re buying things they don’t need. I would suggest not using coupons unless you need the item in the first place. Also, even if you have a coupon, you should look at how much the savings will be after using the coupon and compare the item to the generic brand. Sometimes, you could buy the name brand item with a coupon and still pay more than it would have cost you to just purchase the generic brand.
#4. Buy Generic Brands
This goes in line with the tip I outlined above. Generics are typically way cheaper and you won’t even notice a difference in most cases.
#5. Make a Menu
If you’re a busy mom, you know how tempting it is to go through the drive-thru, because it’s so quick and easy. I’d suggest making a menu and sticking to it. That way, you know exactly what you’re making that day and you don’t pay to eat fast food.
#6. Make a Grocery List
If you have a menu, you know what you need to get from the grocery store. Make a grocery list and stick to that list no matter what. It can be tempting to go down the candy aisle, but it’s not worth it.
#7. Eat Before Going to the Grocery Store
When you go to the grocery store hungry, you’re going to want to eat everything in sight and it’s usually stuff that isn’t good for you. Therefore, you should never go to the grocery store while you’re hungry.
#8. Use Cash for Purchases
It’s easy to swipe a credit card and go about your day. When you use cash, you can see your budget becoming a little bit slimmer. Therefore, you’re more careful when it comes to purchases.
#9. Make Homemade Gifts
Around the holidays you could make gifts instead or purchasing items for people. This will save you money and it’s a lot more thoughtful to make something by hand.