Money talk

How I Came Up with $195 in Three Days

September 9, 2008

We need a new digital camera as ours is very old and slow. I finally got fed up of this camera this weekend when we tried to take pictures of our baby and out of the 44 pictures we took only one came out decent.
Previously my husband and I had decided to pool our [...]

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Our Bare Minimum

July 29, 2008

Our comfortable level of frugalness is frequently the subject of dinner conversations at our table. It usually starts with me bringing up a new idea or money saving method for us to try at home and my husband and I discussing whether that it is something we need to do. However, there come [...]

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This is My Prediction

May 19, 2008

This past Saturday, as we were driving by the gas station, I told my husband that I expected gas to hit $5 a gallon by this August.
I think this target will be easily achieved in big cities where the price of gas is at or very near $4/gallon. Right now where I live [...]

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Buy New Car To Get Cheaper Gas?

May 8, 2008

Chrysler is coming out with an offer maybe too good to resist. Knowing how much gas prices are hurting customer’s pockets are giving their new customers the following option: choose a cash rebate ($5,500) or only $3000 cash rebate and the opportunity to pay $2.99 fixed price per gallon of gasoline for the next three [...]

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Can We Break Off Our Gasoline Dependency?

May 8, 2008

Forget about the price of eggs, milk or diapers, what’s been really on my mind lately is the price of gas these days.
As I saw the price of gasoline continue to go up through the winter and now spring, I always thought “I can’t imagine how bad it will be this summer.” Summer is [...]

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This is How We are Stimulating the Economy

May 2, 2008

Hooray for direct deposit and my husband having a social security number that ends somewhere between the numbers 00-19. We got our tax rebate this morning. Sadly, it is mostly accounted for. We have decided to use our tax rebate to stimulate the economy. At least we are going to [...]

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Our Money Confession

April 18, 2008

After a month and a half of not looking at our finances, I finally did it this past weekend.
With the visit of my sister and then my husband’s surgery the first thing to fall of my regular to-do list was overseeing our finances. Why is it that when everything is going OK money is [...]

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Protecting Your Children from Identity Theft

April 7, 2008

One of my favorite columns in the Wall Street Journal “Fiscally Fit” had a very informative article a few days ago about how to protect your children from identity theft. I never considered identity theft until my credit card information was stolen a few years ago. We still don’t know how it happened, [...]

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Grandparents Saving for Grandchildren Tidbit

March 5, 2008

According to the Money Magazine (May 08), the results of a study show that more than 50% of grandparents think it is important to invest in the future of their grandchildren. Results show that in average grandparents save $3150 for their first grandchild and $1350 for the second.
Now the magazine goes on to say [...]

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Three-Month Baby Expense Update

March 4, 2008

It’s been three months since I started tracking expenses for my youngest son. Here is an update on the different categories:

Clothing: I have only spend $15 on an outfit I bought him and he quickly outgrew without ever wearing it (yeah, very unfrugal). He has been able to do with wearing hand [...]

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