Savvy Shopping for Big Ticket Items

If an appliance, or any other big ticket item, is on your holiday shopping list let me share with you some shopping tips to help you save BIG.  Keep reading to find out how to make sure you invest your hard earned money the best possibly way.

The best advice I can give you is to always invest on quality.  We never buy any “big ticket” items without consulting Consumer Reports.  I often joke about this with my husband, but to him Consumer Reports is his “shopping bible.”  There is no purchase decision we make without consulting which items have been rated the best by Consumer Reports. Always go with the best YOUR money can buy, never the cheapest you can get.

Once you have determined which brands are rated the best start shopping for your deal.  In the case of appliances great bargains can be hand at scratch and dent stores.  We got a very sweet deal on our home fridge by buying it at a scratch and dent place.  By buying it there we saved about 40% on a brand new fridge that had been scratched while being handled at the warehouse.  The scratch  was easily covered with appliance touch up paint.

Save money by buying “new to you.”  I can NOT tell you the deals that can sometimes be had on Craiglist or even classifieds ads.  A couple of months ago my husband was looking for a replacement dishwasher for our kitchen.  After determining the brand and model he wanted to buy, he found one on Craigslist that had only been in use for one year at a steep discount.  Buying on Craigslist requires patience and persistance.  You have to understand that the item you need may not be available today or even tomorrow, but it may eventually be.  So you have to pave patience and be persistent and keep checking the listings every day.

Do NOT forget about coupons.  So maybe there are no coupons for particular appliances BUT, you can take advantage of store discount coupons to save on your purchase.  Home Depot, Lowe’s and other stores often have percentage discount coupons that can help you spend less.

Take advantage of cashback and credit card rewards.    Home Depot, Lowe’s, Sears, etc all offer some percentage of cashback on cashback sites like Ebates and Shopathome.  Some credit cards also let you earn rewards on your purchases.  These may not seem like great ways to save but when you are looking at a large expense, every little bit adds up.

In conclusion, if there is one thing you can take away from this is to always invest in quality.  Surely, we are not always able to afford the best.  But we always aim at getting the best our budget can buy and when you combine sales, coupons or rewards programs you can improve the chances of getting that.

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  • Misty

    The big-name stores also sometimes have scratch and dent merchandise. We bought a scratch and dent refrigerator from Lowe’s at 30% off and were actually able to talk them down about $50 more. We found out later from a friend who worked at Lowe’s that some of their “scratch and dent” items really have nothing wrong with them but that the store is required to discount them if they are returned for any reason at all.

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  • When I wanted to buy a new deep freezer this year, I used to save up the money, doing automatic monthly deductions from my bank account. Smarty Pig pays interest, which most savings accounts don’t do, and when we found the model of freezer we wanted to buy at Lowes, we took the money out in the form of Lowe’s gift cards, and got an additional five percent or so as a reward for doing so. If you’re saving for your appliance purchase, I recommend checking it out!

  • Melissa

    You can also use your credit card rewards to get gift cards to stores like Lowe’s, Home Depot and Best Buy. Sometimes the credit card (ie, Discover) will upgrade your cashback or rewards points to a higher amount if you get a giftcard, so that it’s worth more than the price you paid. Then you can use the gift card to go buy your new appliance when it’s on sale or combine it with coupons and save more money.

  • Lydia

    Home Depot price matches competitors prices, and often beat the price by 10%, as long as the ad is current and the other store has the item in stock. Last month I saved quite a bit of money on my new GE Energy Star Stainless side-by side- refridgerator doing this. Home Depot had it for $1200 but they priced matched Lowe’s price of $999 and gave me an additional 10% ($99) off making it $900. Then I submitted it for a $200 Energy Star Rebate making it $781 OOP with tax.