# 5 (MORE) Clever Ways to Save Money (Part 2)

Trying to save money for a rainy day? Here are some clever ways to save money that shouldn’t even be all that painful! You can find tips 1 – 5 HERE.

### 7. Save When You Spend

Would you notice if an item cost an extra 1%? On every day purchases, probably not! Adding an extra percentage to the items you buy can also be a great way to save money! At the end of the day or week, add up everything that you’ve spend, calculate 1% and move that amount to your savings account. You can also assign a small amount of money to each item purchased or each transaction and move that amount to your savings account. For example, let’s say you make 10 purchase in a week totaling \$200. If you choose to save 1% of everything you spend, move \$2 to your savings account. If you choose to save \$0.50 for every transaction you make, move \$5 to your savings account.

### 8. Sell Stuff

You can save money and get rid of clutter at the same time. Have a garage sale, sell items on eBay, or put an ad in the newspaper. Every time you sell an item, stash the cash in your savings.

### 9. Routinely Save a Percentage

I’m big on saving percentages of my balance or income! Another way to save money is by routinely saving a small percentage of the amount of money in your back account. For instance, if you have \$2,000 in your account, and you choose to save 1% of your balance, you would move \$20 to your savings. If you balance drops to only \$200 the next week, just move \$2 to your bank account.

### 10. Do a 52-Week Money Challenge

I love Dave Ramsey’s 52-week money challenge! During this challenge, you save \$1 on week one, \$2 on week two, \$10 on week ten, and so on. On the last week of your challenge, you’ll save \$52. Many people choose to start this challenge on the first week of the new year, but you can also work backwards, which means that you’ll save \$52 on the first week and only \$1 on the last week, which is usually when we’re all worried about our holiday spending. By the end of the challenge, you should have socked away a whopping \$1,378!